How Can We Help You Today?

Paying for home care can be managed through a variety of methods depending on your financial situation and care needs. Common options include personal savings, insurance coverage, government programs, and family contributions. It's important to explore all avenues to ensure care costs remain manageable over the long term.

Yes. Many families pay directly from personal savings or income. This option provides flexibility and full control over the type and level of care provided, though it may require careful financial planning to ensure resources are sufficient for long-term needs.

Long-term care insurance can cover home care services depending on the specific policy. These policies are designed to help offset the costs of in-home assistance, which may include personal care and skilled nursing support.

In Georgia, for example, Medicaid offers waivers like the Community Care Services Program (CCSP) and the Service Options Using Resources in a Community Environment (SOURCE) program. Both can help cover the cost of home care services for eligible individuals.

Yes. Veterans and their spouses may qualify for VA Aid & Attendance benefits to help cover home care services. These benefits are designed to support veterans and may include financial assistance for various types of in-home care. Another Rose works with veteran families to navigate these options.

Homeowners aged 62 and older can use a reverse mortgage to access equity built up in their home. The funds accessed can be applied toward home care service costs, giving families additional financial flexibility.

Some life insurance policies allow for accelerated death benefits or life settlements to pay for home care. This typically applies if the policyholder meets certain conditions such as having a terminal illness, chronic illness, or long-term care needs.

Yes. For example, Georgia has various state-funded programs designed to support seniors, individuals with disabilities, and those with chronic health conditions who need assistance to remain in their homes. Our care coordinators can help identify which programs you may qualify for.